Payments with Viva.com for WooCommerce — Smart Checkout that does not lose paid orders

Payments with Viva.com for WooCommerce takes payments through Viva Smart Checkout: the buyer pays on the secure Viva page by card, Apple Pay, Google Pay or a local method of their bank. The plugin is built around one rule: when the buyer has paid, the order must say so, even if they closed the browser and the webhook never arrived.

What the buyer sees

The checkout gets a “Card, Apple Pay, Google Pay (Viva.com)” method; its title and description can be changed. After placing the order the buyer goes to Smart Checkout in their language, with name, e-mail, phone and country already filled in. They see the methods active in your Viva account.

If the bank declines, the buyer returns to the checkout with a clear reason and the cart in place.

After a successful payment they get the usual thank-you page in the shop’s language, and the order is already paid.

What the admin gets

An order changes status only after the Viva API has confirmed the transaction. The amount, the currency and the order match are checked; if something differs, the order goes On hold with a note instead of being shipped. The settings show right away what is still missing.

In Pro the order has a Viva.com box: capture an authorised amount, release it, check the payment with Viva. Refunds use the standard WooCommerce button.

The journal puts every Viva payment into one list with a re-check.

How it works — step by step

1. The buyer places the order; the plugin creates a Viva payment order and sends them to Smart Checkout.
2. After paying, Viva sends the buyer back; the plugin reads the transaction through the API and settles the payment.
3. If the buyer does not come back, a webhook verified through the API settles it.
4. If no webhook arrives, unpaid orders are checked every 15 minutes for three days.
5. Before an unpaid order is auto-cancelled, the plugin asks Viva once more, so a paid order is not cancelled.

How much it costs

Pro costs 990 UAH for a one-year licence. A year of updates, technical support and all Pro features: refunds, authorise and capture, instalments for Greece, refunds from Viva, the payment journal. You can try it free for 7 days, no card needed.

A longer term costs less per year:

• 1 year — 990 UAH
• 2 years — 1,880 UAH (−5%, 940 UAH a year)
• 3 years — 2,610 UAH (−12%, 870 UAH a year)
• 4 years — 3,250 UAH (−18%, 810 UAH a year)
• 5 years — 3,710 UAH (−25%, 740 UAH a year)

There are no automatic charges: renewal is manual and reminders come by e-mail. A purchased licence keeps its Pro features after the term ends; the term covers updates and support.

Under the hood

• OAuth 2.0 to create payment orders and read transactions, Basic Auth with the Merchant ID and API Key for the webhook key, the source and refunds.
• A separate payment order for each attempt: a late payment of an older attempt still finds its order.
• A lock and a fresh read of the order before a payment is applied.
• Action Scheduler or WP-Cron for the background check.

How to install

1. Plugins → Add New → Upload Plugin: choose catcode-payments-with-viva-com-for-woocommerce-1.0.0.zip and activate.
2. WooCommerce → Settings → Payments → Viva.com Smart Checkout (CatCode).
3. Choose demo or live and paste from Viva (Settings → API Access) the Smart Checkout Client ID and Secret, the Merchant ID and the API Key.
4. Press “Create a payment source for this shop” and save.
5. In Viva: Settings → API Access → Webhooks — add the webhook URL from the settings screen, press Verify and save it for the four events listed on the screen.
6. Press “Check the keys”, make a test payment in demo and switch to live.
7. For Pro: upload the Pro build over the free one and paste the key or press “Try Pro free for 7 days”.